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Disability Insurance for Tattoo Artists

Disability Insurance for Tattoo ArtistsLet’s be honest – being a tattoo artist is a cool profession! You could have gone the corporate route and gotten a desk job like so many other people, but you opted for something different.  But unlike the corporate job getting disability insurance for tattoo artists was impossible.

Yes, up until recently you could not even find an agent to get you a quote on it…more on that later.

As soon as you discovered that you had a talent for this challenging profession, you committed yourself to it and developed the various abilities necessary to make a living in this way. With so much hard work behind you, it is important to take steps to protect yourself from the unexpected accident or illness.

Who is going to pay your bills if you break your hand or get really ill?

Specifically, it would be wise to consider disability insurance for tattoo artists. If you are hurt and unable to work for a period of time, holding such a policy would help you pay your bills until you can get back on the job.  Check out these statistics from the Council For Disability Awareness on how many of us are risking it all.

Now that you have settled into a career as a tattoo artist, life can feel pretty stable. You are earning a steady income, you have a growing list of clients who trust you, and your reputation is starting to spread. Those are all great things, but they can quickly go away if you become unable to perform your work.

By having disability insurance for tattoo artists policy behind you, it will be easier to focus on your work and know that your financial bases are covered. You won’t have to fall behind on bills if you miss work for a while because of an injury or illness – you can rely on your policy to pick up the slack during that period.

We understand that the thought of shopping for disability insurance on your own can be intimidating. How do you know what to look for, and how much should it cost? Are you going to have enough coverage if you need to make a claim on your policy? For most people, there are more questions than answers in this process. That’s why Disability Insurance Coach is here to help.

We have the information you need, and we will be happy to help you track down the perfect policy for your needs. Our team strives to take the confusion out of disability insurance for tattoo artists. Click here to get started!

A Delicate Task

Creating the perfect tattoo is incredibly challenging work. Art in any form is a challenge, but it is particularly difficult when you are asked to create that art on the body of another person. When you are at full health, this is probably a skill that comes relatively naturally to you. Sure, you had to learn the ins and outs of the craft, but you must have a degree of innate artistic ability to fill this role. Unfortunately, if you were to become injured, you may not be able to perform your duties as a tattoo artist in the same way as when you were healthy.

Think for a moment about suffering an injury to your hand or wrist. It doesn’t need to be a particularly serious injury, or anything that will have long-term consequences. It could just be a sprain of the wrist, or maybe a broken finger. If this happens while you are working as a tattoo artist, it may be difficult or even impossible to perform your duties in the short-term. There is really no way around such an issue – if you can’t use your hands properly, you can’t perform the task that you are paid to complete. And if you can’t do the job, you aren’t going to get paid. It’s a harsh reality, but it’s the truth. To secure disability insurance for tattoo artists, and to provide some stability to your financial future, contact Disability Insurance Coach right away.

It all boils down to this…

You only have three options to choose from when the unexpected accident or illness happens, and your payroll deposit stops:

  1. You can deplete your savings and retirement accounts
  2. You have a wealthy family member that will pay bills for you
  3. You planned ahead and have a disability insurance policy in place that delivers monthly, tax-free cash to your bank account, until you are ready to go back to work

The idea behind disability insurance for tattoo artists is very simple – it is there to step in when your paycheck stops arriving in your bank account due to an injury or illness. Without the ability to earn a living, your bills can add up quickly and you may not have any viable options to deal with them for as long as you are out of work. Then, when you do return to work, you will be fighting an uphill battle trying to pay all of your late bills and the fines and fees that come with them.

Take a look at the list of three options above and you will quickly find that there is only one option which makes any sense at all. The first option may be able to get you by, assuming you have sufficient savings to pay your bills for as long as you are out of work. That’s better than not paying your bills at all, but it still drains your savings and forces you to rebuild later on. As for the second option, well let’s just say that very few people are going to be able to put that one to use. The chances of even having a wealthy family member are pretty low, and the chances of that family member happily paying your bills are even lower.

So, we are left with the idea of carrying disability insurance for tattoo artists. With a policy in place, you can look forward to having an income stream while you are unable to work. That means you don’t fall behind on your bills, and you don’t drain your savings account in the process. With any luck, you’ll get back to full health and working as a tattoo artist in the near future, having done no damage to your financial outlook along the way.

The Relative Cost

Is disability insurance for tattoo artists free? No – of course not. This is a valuable financial planning tool, and you are going to have to invest in it in order to reap the rewards. However, when you compare the cost of taking out a policy with the potential cost of not having coverage, it’s a very easy decision.

Speaking of the cost of disability insurance for tattoo artists, your premium is going to depend on a number of factors. Those factors include how much coverage you need, the duration of that coverage, and more. Fortunately, you don’t need to wade through the confusing world of disability insurance all on your own. At Disability Insurance Coach, we have the knowledge and experience to help you track down the perfect policy at a fair price. Contact us today to get started!

It’s a major challenge to become a tattoo artist, and you should be proud of what you have accomplished so far. While you are likely most focused on your craft and your art, there still needs to be a bit of time taken to think about your financial future. By purchasing disability insurance for tattoo artists, you will take a big step toward protecting yourself against future injury or illness. By working with Disability Insurance Coach, you can pick up the right policy without any of the hassles or headaches you might associate with shopping for insurance. Thank you for visiting!

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