Did you know that your profession is typically rated as one of the riskier jobs in the world of insurance? That’s right, you are classified as a 4A in the world of most insurance carriers up until today. Having disability insurance for nurses has become an integral part to your overall career plan.
As a nurse, you focus all your efforts on the job on taking care of your patients. You have made a career out of being there for others in difficult situations. Nursing is an important profession, and you likely take a lot of pride in the work you do each day.
But is there anyone watching out for you? There is one top rated insurance carrier who has a new option that DOES NOT up rate nurse practitioner’s disability insurance rates! Contact us now to have a licensed coach get you a quote today.
It is easy to become so wrapped up in the care you are providing for others that you forget to watch out for your own best interests. This is an important thing to keep in mind, even if you are someone who is completely committed to your career. After all, you can’t care for others if you aren’t able to care for yourself first. That is why we created disability insurance coach! We have relationships with carriers that are changing the way they do business, to earn your business. There is never a cost to hire your own licensed disability insurance coach. Start here now!
It is with that in mind that we want to present you with the important topic of disability insurance for nurse practitioners.
While it is not to be confused with more dangerous lines of work such as firefighting or construction, it is still possible for nurses to be injured on the job. And, of course, you could be injured or become ill away from work. If that were to occur, what would happen to your paycheck? Would you be able to pay your bills this month, or next month? Planning ahead is the only way to know that your financial future is secure, even if you should become unable to work for a period of time.
An Easy Choice
As a nurse, you are all-too-familiar with the many medical issues that can take people away from their jobs. That is a scary proposition, of course, when you are committed to things like a mortgage and a car payment which are not going to care if you have become injured. Once you look deeper into disability benefits for nurses, you will see that picking up this coverage for yourself is a no-brainer.
Once you make the decision that you would like to pursue disability insurance as a nurse practitioner, you will likely have many questions. Fortunately, you are in the right place – we are here to help! Rather than working for the insurance companies, trying to sell you the most expensive coverage possible, we work for you. Our goal is to help you track down the best possible disability insurance for your needs. Specifically, we want to help you pick between short term disability and long term disability insurance for nurse practitioners. Also, we want to present you with the best nurse disability insurance quotes online.
You can have your very own coach, that you are NOT allowed to compensate, working up quotes for you in less than 15 minutes by clicking here now!
It all boils down to this…
You only have three options to choose from when the unexpected accident or illness happens, and your payroll deposit stops:
- You can deplete your savings and retirement accounts
- You have a wealthy family member that will pay bills for you
- You planned ahead and have a disability insurance policy in place that delivers monthly, tax-free cash to your bank account, until you are ready to go back to work
You already know that life is unpredictable. As much as we would like to be able to secure our futures with a path written in stone, that just isn’t how the world works. Your future is uncertain, which is part of what makes life so exciting. Of course, that uncertainty can be a bit scary as well, since you never really know what is coming next.
At Disability Insurance Coach, we would love to tell you that signing up for long term disability insurance for nurse practitioners is a great way to take all of the unpredictability out of your life. We aren’t saying that, however, because it isn’t true. We aren’t going to be able to eliminate all risk and uncertainty from your future – we are, however, going to be able to help you plan for the financial side of your life.
The whole point of disability insurance is to fill in for your income if your income were suddenly to go away. That, in itself, is a scary thought. You become used to your paychecks coming in month after month, year after year. After a while, you don’t even think much of it – those paychecks are just a part of life. Until they aren’t.
A Sudden Problem
Responsibility is a big part of being a nurse practitioner. You have many duties you are responsible for while on the job. At home, you are responsible for paying the bills, which you are able to do thanks to those reliable paychecks. This is a great system, and it can support an enjoyable lifestyle for as long as it lasts. If something takes you away from work, however, that system could be turned upside down in a hurry.
Do you know how many months’ worth of savings you have stored away right now? In other words, for how long could you pay your bills if you stopped receiving a paycheck? If you are like most Americans, the answer to this question is ‘not very long’. Many people don’t even have a single months’ worth of savings in the bank. Even if you have more than that, there is a good chance that you would not be able to support yourself for long if you were unable to work.
This is why long term disability insurance for nurse practitioners is such a logical choice. With this kind of coverage, you can protect yourself financially if you are unable to work due to an injury, illness, etc. At such a time, you should be focused on rehabilitation and getting back on your feet, not trying to make ends meet. The protection you receive by carrying an appropriate disability insurance policy will allow you to keep up with your bills until you can re-enter the workforce.
Let one of our highly trained and licensed disability insurance coach help you choose the income protection insurance that makes the most sense for you. Meet your coach now going here now!
A Variety of Options
Another one of the benefits of disability insurance for nurses is the wide variety of options you will have available when picking out a policy. You don’t have to settle for a ‘one-size-fits-all’ plan that might not really fit you at all – instead, you can shop for exactly the kind of coverage you need.
For instance, one of the big decisions is whether you need short-term or long-term disability insurance. Some nurses have one or the other covered by their employer. If that is the case, you would obviously be shopping for the other side of the equation, to cover yourself all the way around.
The amount of money you have available to pay in terms of a premium is a big factor as well. Paying a larger premium will, of course, allow you to receive larger payments in the event that you need to file a claim. It will be necessary to think about your monthly budget when deciding which size policy is right for you.
Fortunately, you are not going to have to find the right policy all on your own. This is why Disability Insurance Coach exists in the first place – to help people like you find the perfect policy for their individual needs. We don’t work for the insurance companies. Instead, we work for you. It is your best interest that is our focus, so you can count on us to help you locate the perfect policy.
Wait No Longer
Long term disability insurance for nurse practitioners is coverage that you should pick up right away. You never know when an issue may come up that will keep you away from the job – and you don’t want to regret putting this simple task off by even another week. We make it easy to find the best policy for the best rate, so there really is no excuse to wait. Once you see how quick and easy our disability insurance process is, you will wonder what took you so long in the first place! Thank you for visiting, and we look forward to serving you soon.